> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mystockline.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Repay and withdraw

> Any amount, any time.

You can repay any amount, at any time, with any dollar in Cash.

Taking stock back or moving dollars out is allowed when the loan still has room after you do it.

<Frame caption="The loan card: Repay, Add stock, and Take stock back sit under the line.">
  <img src="https://mintcdn.com/mystockline/T8zoJG9K_VZWCC6Y/assets/app/loan-desktop.png?fit=max&auto=format&n=T8zoJG9K_VZWCC6Y&q=85&s=3f166e7306e72016b763ec498b1206d7" alt="The open loan card in the app, showing borrowed amount, rate today, total to repay, the NVIDIA line at 104.17 dollars, and the Repay, Add stock, and Take stock back buttons." width="2880" height="1800" data-path="assets/app/loan-desktop.png" />
</Frame>

Repay sits on the loan card. Use Cash. Crypto can be converted on the way in. Any amount. Any time. Including weekends and holidays. When you repay, the line on each stock moves down. Cushion gets thicker.

Add stock also sits on the loan card. More stock moves the line down. Same as repay: always available.

Take stock back only works when the remaining stocks still cover the loan. If they would not, repay first to free stock.

Take dollars out of Cash to a bank, mobile money, or a wallet. Choose the asset to receive. Your dollars are converted on the way out. This sends Cash, not Earning.

Moving back to Cash from Earning is instant when the pool has unused dollars. When the pool is lent out, you wait for repayments. See [Earn](/using/earn) and [Cash and Earning](/using/cash-and-earning).

<Steps>
  <Step title="Open the loan card">
    Borrowed, rate today, interest so far, total to repay. Per stock: logo, amount, value, the line, cushion.
  </Step>

  <Step title="Repay, add stock, or take stock back">
    Repay and add stock always work. Take stock back needs room after the change.
  </Step>

  <Step title="Withdraw Cash">
    Bank account, mobile money, or send crypto out. This sends Cash, not Earning.
  </Step>
</Steps>

| You do          | The line   |
| --------------- | ---------- |
| Repay           | Moves down |
| Add stock       | Moves down |
| Take stock back | Moves up   |
| Borrow more     | Moves up   |

The worked NVIDIA line of [\$104.17](/concepts/liquidations) is the price at which remaining stock would be sold to cover the loan. Change the loan, change the line.

<AccordionGroup>
  <Accordion title="I do not have enough Cash">
    Add dollars to repay. Or move from Earning first if the pool has unused dollars.
  </Accordion>

  <Accordion title="Take stock back is blocked">
    Repay first to free stock. The remaining stocks must still cover the loan.
  </Accordion>

  <Accordion title="Withdraw from Earning failed">
    Moving back to Cash is instant when the pool has unused dollars. When the pool is lent out, you wait for someone to repay.
  </Accordion>
</AccordionGroup>