> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mystockline.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# FAQ

> Short answers to the questions people ask first.

This page answers the questions that do not need their own guide.

If a number appears, it links to the page that produces it.

<AccordionGroup>
  <Accordion title="Is this a stock I own?">
    No. Stocks on Stockline are issued by Robinhood and track the price. They do not give voting or ownership rights. Read [Stock tokens](/ecosystem/stock-tokens).
  </Accordion>

  <Accordion title="How much can I borrow?">
    It depends on the stock. NVIDIA is [45%](/concepts/books-and-tiers). SPY is [70%](/concepts/books-and-tiers). The app says up to half as a simple guide.
  </Accordion>

  <Accordion title="What is the line?">
    The price on the card. If NVIDIA falls below [\$104.17](/concepts/liquidations) in the worked example, some NVIDIA is sold to cover the loan.
  </Accordion>

  <Accordion title="Can I repay on Saturday?">
    Yes. Repay and add stock work every day, including pauses. Borrowing waits for [market hours](/using/market-hours).
  </Accordion>

  <Accordion title="Where does Earning come from?">
    Borrowers pay interest. Before borrowing opens, STK trading fees are swept to the pool. Rate today is never a forecast.
  </Accordion>

  <Accordion title="What does Auto-protect do?">
    If your cushion drops under 10%, Stockline repays part of the loan from your Cash. You stay in control of when to sell. Off by default.
  </Accordion>

  <Accordion title="What notifications will I get?">
    Four kinds. Each has one action. Never marketing: cushion thin, earnings added, market closed or reopened if a loan exists, some stock was sold.
  </Accordion>

  <Accordion title="Is this live on mainnet?">
    Testnet first. Get free test money on `/faucet`. None of it is real.
  </Accordion>
</AccordionGroup>