> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mystockline.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Stockline 101

> The basics in five minutes: buy stocks, borrow dollars, earn on dollars.

Stockline is where you buy US stocks, borrow dollars against them, and earn on dollars.

It should feel like a modern brokerage that happens to run onchain.

<Frame>
  <img className="block dark:hidden" src="https://mintcdn.com/mystockline/pS48XIpI7ezPciHd/assets/diagrams/using/stockline-101-light.svg?fit=max&auto=format&n=pS48XIpI7ezPciHd&q=85&s=ada5fae1bda1b2b2b1c6d54d1120fcbb" alt="Three actions sit on one account: buy stocks, borrow dollars against them, and earn on dollars in the pool." width="1200" height="480" data-path="assets/diagrams/using/stockline-101-light.svg" />

  <img className="hidden dark:block" src="https://mintcdn.com/mystockline/pS48XIpI7ezPciHd/assets/diagrams/using/stockline-101-dark.svg?fit=max&auto=format&n=pS48XIpI7ezPciHd&q=85&s=fa5c06ebb2291e77500bc724e2773fd3" alt="Three actions sit on one account: buy stocks, borrow dollars against them, and earn on dollars in the pool." width="1200" height="480" data-path="assets/diagrams/using/stockline-101-dark.svg" />
</Frame>

Three things you can do. You keep the stocks. The dollars land in Cash. Dollars you move to Earning are paid by borrowers.

Buy US stocks. NVIDIA, Apple, Tesla and more. From \$1.

Borrow against them. Up to half their value in dollars. Keep your stocks.

Earn on your dollars. Rate today is paid by borrowers, not promised for tomorrow.

## How a day works

Sign in with email, Google, Apple, or a passkey. Add dollars with cash or crypto, or move stocks you already hold. Buy a stock. If you want dollars without selling, borrow against what you put up. If you want yield, move Cash to Earning.

The header always shows the market clock. Market open in mint. Market closed with the next open time in grey.

A loan has a line on the card. If NVIDIA falls below that price, some of your NVIDIA is sold to cover the loan. Repay or add stock any time to move that line.

## What this is not

This is not a brokerage account in the listed-stock sense. Stocks on Stockline are issued by Robinhood and track the price. They do not give voting or ownership rights. Read [Stock tokens](/ecosystem/stock-tokens) before your first buy.

The core cannot be upgraded. Numbers wait behind a 48-hour delay. A guardian can pause risk-up actions. Repay and add stock always work.

## Where to go next

<CardGroup cols={2}>
  <Card title="Getting started" href="/using/getting-started" icon="log-in">
    Sign in, add money, buy your first stock.
  </Card>

  <Card title="Borrow" href="/using/borrow" icon="banknote">
    Dollars against your stocks.
  </Card>

  <Card title="Earn" href="/using/earn" icon="trending-up">
    Your dollars, working.
  </Card>

  <Card title="Testnet" href="/using/testnet" icon="flask-conical">
    Free test money. None of it is real.
  </Card>
</CardGroup>
